Welcome to Charles County Saves
Join AFFIF and its partners for the 2014 Charles County Saves Campaign by attending one of seven free seminars held at the Charles County Library (West Branch). Charles County Saves (CCS) and the campaign was launched in 2012 by The Assets for Financial Independence Foundation (AFFIF), Inc. a 501 © (3) non-profit organization headquartered in Charles County, Maryland. The CCSW is a local initiative to the national America Saves annual campaign. America Saves Week, as is Charles County Saves Week, is a dedicated week that promotes good savings behavior.
The 1st Annual Charles County Saves Campaign featured 22 free seminars throughout Charles County in partnership with the public and private sector as well as the faith community. Five-hundred and thirty seven (537) Charles and Prince George's County residents attended one of the 22 seminars, focused on developing better money habits. The 2nd Annual Charles County Saves campaign will launch on January 7, 2014 with the Charles County Commissioners issuing a Proclamation to AFFIF and its partners in recognition of Charles County Saves. While the Proclamation will symbolize the start of the campaign, the 7 free seminars held at the Charles County Library (West Branch), focused on promoting good savings behavior, including budgeting and investing, will represent the goals of the campaign which include:
- Contributing to existing efforts focused on educating adults and youth on personal finance topics, especially the need for regular savings;
- Encouraging Charles County residents to build wealth through their retirement plan and to save money for an emergency;
- Enrolling Charles County residents in the free American Savers Campaign (www.AmericaSaves.org) through the local Charles County Saves campaign;
- Educating Charles County residents about AFFIF's CASH match savings program.
- Educating youth and parents about our Youth Entrepreneur and Empowerment Program.
More information about AFFIF's Creating Cash, Assets, Savings and Hope (CASH) and Youth Entrepreneur and Empowerment Programs can be found at www.affif.org or www.Facebook.com/pathwaytoindependence. Click the link (http://youtu.be/ExpefMKj5nI) to learn about tips for saving and budgeting as well as about Charles County Saves. Like us at Facebook.com/charlescountysaves and Facebook.com/pathwaytoindependence to follow the campaign and receive tips on saving.
Developing a habit of saving is an important ingredient in building wealth as is debt elimination. It is hard to build wealth when you’re overwhelmed by debt. Click on the links to learn more about strategies to get out of debt and build wealth. You are encouraged to contact Karen Burroughs-Grissom (301-753-1061) of Wells Fargo at Rosewick Crossing in La Plata, Maryland, our banking partner who will assist you with all of your financial services needs.
Meet a Saver
For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,” the Illinois State University junior said. “I found out I wasn’t always able to buy the things I wanted.” His parents introduced him to the concepts of budgeting, saving, and money management. He has taken that advice to heart and is now regularly saving. Read his story.
Benefits of Charles County Saves
- Monthly e-mails from financial experts
- Quarterly newsletters
- Access to online member-only savings tools and calculators
- Saving strategies and tips to help your achieve your goals
Who are We
The Assets for Financial Independence Foundation (AFFIF) Inc., founded in 2011 by President/CEO, Lolita R. Curtis, MSW, Accredited Asset Management SpecialistSM, is a national non-profit 501 © (3) with offices in Charles County, Maryland, Colorado Springs, Colorado and Gary, Indiana.
AFFIF is committed to economic empowerment and generational change through financial education and the implementation of asset and economic development strategies, such as the America Saves campaign and the Individual Development and Empowerment Account (IDEA) match savings program.
AFFIF convenes financial education workshops and trainings using the FDIC Money Smart Curriculum which has modules geared for adults, young adults and youth. The IDEA match savings program is a strategy that empowers low to moderate income households to build wealth by providing financial literacy and other support services, as well as matching dollars (up to $4,000) based on the amount of money participants save. The matching dollars and money saved by the participant must be used for a down payment on a home, to pay for post-secondary education or to capitalize a small business.
Our Youth Savings and Education Program (YES) provides financial literacy and match savings for eligible youth and our Self-Sufficiency through Economic Empowerment and Development (SEED) program provides financial literacy and match savings for eligible adults.
Lolita R. Curtis, MSW
Accredited Asset Management SpecialistSM