Welcome to Charles County Saves

The Charles County Commissioners issued a Proclamation in acknowledgement of Charles County Saves Week (CCSW) on September 11, 2012. CCSW is a annual local campaign to the America Saves Week annual national campaign. America Saves Week is a national week-long annual campaign that promotes good savings behavior of individuals and families. The goal of establishing good savings behavior is to help individuals and families save money and build personal wealth, particularly important given statistics indicating that many Americans are not saving enough for retirement and most low to moderate income households do not have adequate savings (emergency fund) for unexpected expenses.

CCSW was launched by The Assets for Financial Independence Foundation (AFFIF), Inc. a 501 © (3) non-profit organization headquartered in Charles County, Maryland. The mission of AFFIF is to promote financial literacy, provide financial education and empower under served individuals, as well as low to moderate income households to improve their long term financial stability through asset and economic development strategies like the America Saves campaign.

While AFFIF initiated and organized the local Charles County Saves Week campaign, many businesses in Charles County have participated in America Saves Week for years and have joined AFFIF as enthusiastic partners to develop an organized and collaborative local strategy to promote savings in Charles County. Our primary financial partner is Wells Fargo at Rosewick Crossing in La Plata, Maryland. Wells Fargo can help you as a saver with a range of financial services, including the development of a financial plan to reach your goals. Whether your goal is to save money for retirement, put away some money for a rainy day, save for a house, education or reduce debt, Wells Fargo employees are eager to help. Just tell them that the Charles County Saves campaign referred you. So, join the local Charles County Saves campaign, establish your goals for saving or building wealth, start saving and contact Linda Walton at Wells Fargo (301-753-1063) to get started with your plan to improve your finances and build wealth.

The goals of Charles County Saves Week are to:

• Continue the momentum in Charles County focused on educating adults and youth on personal finance topics, especially the need for regular savings;

• Encourage Charles County adults to build wealth through their retirement plan and adults and youth to save money through savings accounts;

• Enroll Charles County residents in the American Savers (www.AmericaSaves.org) through the local Charles County Saves campaign;

• Educate low to moderate income households in Charles County about and enroll them in AFFIF's Individual Development and Empowerment (IDEA) Account match savings program.

If you are a low to moderate income household, you many quality for AFFIF’s match savings Individual Development and Empowerment Account (IDEA) program which provides a match of up to $4,000 (match contingent on availability of funds) based on the amount of money you save with one of our partnering banks. However, the matched money and money saved by you must be used to pay for post-secondary education, start a business or for a down payment on a home. Email AFFIF at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or visit our website at www.affif.org to find out if you qualify for the IDEA match and to learn about the requirements of the program. Click the link (http://youtu.be/ExpefMKj5nI) to watch the Founder/President/CEO of AFFIF, Lolita R. Curtis, share tips on saving and discuss CCSW during an interview on Charles County Government TV (CCGTV).