Welcome to Charles County Saves
The Charles County Commissioners issued a Proclamation in acknowledgement of Charles County Saves Week (CCSW) on September 11, 2012. CCSW is a annual local campaign to the America Saves Week annual national campaign. America Saves Week is a national week-long annual campaign that promotes good savings behavior of individuals and families. The goal of establishing good savings behavior is to help individuals and families save money and build personal wealth, particularly important given statistics indicating that many Americans are not saving enough for retirement and most low to moderate income households do not have adequate savings (emergency fund) for unexpected expenses.
CCSW was launched by The Assets for Financial Independence Foundation (AFFIF), Inc. a 501 © (3) non-profit organization headquartered in Charles County, Maryland. The mission of AFFIF is to promote financial literacy, provide financial education and empower under served individuals, as well as low to moderate income households to improve their long term financial stability through asset and economic development strategies like the America Saves campaign.
While AFFIF initiated and organized the local Charles County Saves Week campaign, many businesses in Charles County have participated in America Saves Week for years and have joined AFFIF as enthusiastic partners to develop an organized and collaborative local strategy to promote savings in Charles County. Our primary financial partner is Wells Fargo at Rosewick Crossing in La Plata, Maryland. Wells Fargo can help you as a saver with a range of financial services, including the development of a financial plan to reach your goals. Whether your goal is to save money for retirement, put away some money for a rainy day, save for a house, education or reduce debt, Wells Fargo employees are eager to help. Just tell them that the Charles County Saves campaign referred you. So, join the local Charles County Saves campaign, establish your goals for saving or building wealth, start saving and contact Linda Walton at Wells Fargo (301-753-1063) to get started with your plan to improve your finances and build wealth.
The goals of Charles County Saves Week are to:
- Continue the momentum in Charles County focused on educating adults and youth on personal finance topics, especially the need for regular savings;
- Encourage Charles County adults to build wealth through their retirement plan and adults and youth to save money through savings accounts;
- Enroll Charles County residents in the American Savers (www.AmericaSaves.org) through the local Charles County Saves campaign;
- Educate low to moderate income households in Charles County about and enroll them in AFFIF's Individual Development and Empowerment (IDEA) Account match savings program.
Developing a habit of saving is an important ingredient in building wealth as is debt elimination. It is hard to build wealth when you’re overwhelmed by debt. Click on the links to learn more about strategies to get out of debt and build wealth. You are encouraged to contact Linda Walton (301-753-1063) of Wells Fargo at Rosewick Crossing in La Plata, Maryland, our banking partner who will assist you with all of your financial services needs.
Meet a Saver
For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,” the Illinois State University junior said. “I found out I wasn’t always able to buy the things I wanted.” His parents introduced him to the concepts of budgeting, saving, and money management. He has taken that advice to heart and is now regularly saving. Read his story.
Benefits of Charles County Saves
- Monthly e-mails from financial experts
- Quarterly newsletters
- Access to online member-only savings tools and calculators
- Saving strategies and tips to help your achieve your goals
Who are We
The Assets for Financial Independence Foundation (AFFIF) Inc., founded in 2011 by President/CEO, Lolita R. Curtis, MSW, Accredited Asset Management SpecialistSM, is a national non-profit 501 © (3) with offices in Charles County, Maryland, Colorado Springs, Colorado and Gary, Indiana.
AFFIF is committed to economic empowerment and generational change through financial education and the implementation of asset and economic development strategies, such as the America Saves campaign and the Individual Development and Empowerment Account (IDEA) match savings program.
AFFIF convenes financial education workshops and trainings using the FDIC Money Smart Curriculum which has modules geared for adults, young adults and youth. The IDEA match savings program is a strategy that empowers low to moderate income households to build wealth by providing financial literacy and other support services, as well as matching dollars (up to $4,000) based on the amount of money participants save. The matching dollars and money saved by the participant must be used for a down payment on a home, to pay for post-secondary education or to capitalize a small business.
Our Youth Savings and Education Program (YES) provides financial literacy and match savings for eligible youth and our Self-Sufficiency through Economic Empowerment and Development (SEED) program provides financial literacy and match savings for eligible adults.
Lolita R. Curtis, MSW
Accredited Asset Management SpecialistSM